Please Advise

A GUEST wrote :
Dear Sir,
I have following MF\\`s in my portfolio and I have been investing from last 1.5 years through SIP.I think I need to revisit the portfolio and hence need your assistance. Please advise.

1)DSP ML India Tiger Fund -Growth Regular
SIP = 5000/-

2) RELIANCE DIVERSIFIED POWER SECTOR FUND RETAIL GROWTH PLAN - GROWTH OPTION
SIP = 5000/-

3) 1001 / HDFC Prudence Fund - Growth
SIP = 2500/-

4) MIRAE ASSET INDIA OPPORTUNITIES FUND REGULAR GROWTH PLAN
SIP = 3000/-



SRIKANTH SHANKAR MATRUBAI'S REPLY ::

I am always in favour of Diversified Equity Funds and would adivse all investors to avoid Sector Funds at all costs except in case of exceptionally good opportunities.Out of your funds two are sectoral/thematic funds.I dont know your risk appetite and your investment horizon, but I would advise you to:

Kindly stop all your sip (excluding HDFC Prudence Fund) immediately. Now, with this Rs.13000, kindly consider investing as follows: 1000 * 2 sips in Birla Sunlife Equity Fund (2000) 1000 * 1 sip in DWS Investment Opportunity Fund (1000) 1000 * 1 sip in DSPML Top 100 Fund (1000) 1000 * 1 sip in DSPML Natural Resources and New Energy Fund (1000) 500 * 4 sips in Fidelity Equity fund (2000) 500 * 4 sips in Reliance Growth Fund (2000) 1000 * 2 sips in Sundaram Select Focus Fund (2000) 1000 * 1 sip in Templeton India Equity Income fund (1000) 1000 * 1 sip in sundaram Rural India Fund (1000) Stay invested in your existing investment. Do review all your investments every 6 months or so. Best of luck, Srikanth Shankar Matrubai